June 7, 2019
AgencyNeglecting Your Home May Cause You to Have No Insurance
Many times, property owners do everything they can to take care of their home. When something happens in this situation, such an accident, it is up to the homeowner to make the repairs. To do so, many contact their home insurance agent to learn about coverage options. Home insurance can help in some situations. However, […]
May 7, 2019
AgencyUnderstanding Points on Your License
You just received a speeding ticket. Perhaps you were a bit distracted, and that caused you not to pay attention to the speed limit. Now that you have a ticket, what happens to your driver’s license? Will it impact your auto insurance? Here is what you need to know about points and how they impact […]
November 6, 2018
AgencyPreventing Fire Risks in Rental Homes
When you rent a home, the property doesn’t belong to you. Still, all the household threats that come with occupancy still beckon. There’s always a chance that a damaging event, like a house fire, could destroy the home and your personal assets. You don’t want to face the prospect. So, what can you do to […]
October 8, 2018
AgencyDoes Getting a Home Insurance Quote Hurt Your Credit Score?
You may know many home insurance companies check your credit score before providing coverage. They want to know if you are a financially responsible individual. But, if you want to receive quotes from several companies, could this create a problem on your score? Requesting numerous insurance quotes will not impact your credit score. Here’s why. […]
July 31, 2017
AgencyAcquainting Your Pet With a Rental Home
Pets do pose risks in rental properties. Some renters insurance policies make allowances for pet liabilities. They might cover damages the pet could cause to the property. If your pet bites someone, policies often help you mitigate that damage as well. However, not all renters insurance policies fully cover your pets. In most cases, policies […]
April 21, 2017
AgencySafe Land Practices to Prevent Flooding
A variety of resources determine the flood risk that each unique property faces. FEMA and the National Flood Insurance Program are instrumental in establishing local flood risks. Your home, business, or other property does face a flood risk, however minimal. Depending on the amount of risk you face, you may have to buy a certain […]
March 21, 2017
AgencyInvesting in a Hot Rod? Here’s What You Need to Know
Having the right auto insurance for your vehicle is always a good investment. However, you should choose a policy that’s right for the type of vehicle you own. For those that own a specialized vehicle, such as a hot rod, you may need a more than a basic car insurance plan. Rather, you’ll need a […]
February 22, 2017
AgencyUnderstanding Pre-Existing Conditions: Why You’re Still Protected
Becoming ill or suffering a chronic illness changes your life. You may have to take medications and visit your doctor often. You may also need more advanced health insurance. Before the creation of the Affordable Care Act, it may have been difficult for you to find insurance. Then, insurance companies could deny you health insurance because of your pre-existing condition. […]
January 17, 2017
Agency3 Key Steps to Reduce Vulnerability to Theft and Reduce Business Insurance Claims
Most businesses are at risk of theft. Customers, employees and third parties could put your company at risk. In fact, Forbes reports that retailers in the United States face $60 billion a year worth of loss. Even service businesses face theft risks. Most of the time, business insurance is very affordable. Business insurance can help to defray some of […]
December 21, 2016
AgencyCan a Minor be a Beneficiary on a Life Insurance Policy?
Life insurance policies let individuals leave funds to their loved ones when they pass away. That life insurance can help to cover a variety of costs left over after death. Often, it is best to leave these funds to a beneficiary who is a spouse. However, it is also possible to name a child as […]