November 5, 2019
AgencyRenters Insurance With Roommates
When it comes to renters insurance, the agreement is set between the policyholder and the insurer. No additional benefits will be given to your roommate simply by virtue of their being your roommate. And if you fail to make a payment, your insurer is going to be making those reminder calls to you, not your roommate. […]
July 8, 2019
AgencyWhen to Increase Your Renters Liability Limits
When you arrange to rent a home, your landlord might inform you that they will require you to buy renters insurance. At this time, they will likely tell you what coverage you need, and how much to buy. Usually, they will require you to buy renters insurance. Some landlords might require $100,000 or more in […]
March 8, 2019
AgencyMoving Rental Units? Here’s a Brief Checklist
If you decide to move from one rental home to another, even within the same neighborhood, it’s a big change. You will now go to a new space and leave the old one behind. And, even once you move, you might have a brief period during which you still have responsibility for the old property. […]
November 6, 2018
AgencyPreventing Fire Risks in Rental Homes
When you rent a home, the property doesn’t belong to you. Still, all the household threats that come with occupancy still beckon. There’s always a chance that a damaging event, like a house fire, could destroy the home and your personal assets. You don’t want to face the prospect. So, what can you do to […]
July 17, 2018
AgencyIncreasing Your Renters Liability Insurance
People who rent homes don’t own their property. However, they still live there. By doing so, they pose risks to others. To protect themselves against third-party harm, most renters will carry renters liability insurance. How much coverage do you need? What are the benefits of increasing your liability limits. Let’s take a look. Getting more […]
March 12, 2018
AgencyWho Fixes Rental Damage? The Owner or Renter?
When you live in a rental property, you don’t own the home you occupy. That home belongs to someone else—usually the landlord to whom you pay rent. Though you still own your personal property, other belongings might come as part of the home. These might include fixtures, appliances, and of course the roof over your […]
July 22, 2016
AgencyWhat is Pet Damage Coverage on Renters Insurance?
Today, more renters are welcoming pets into their homes. In some areas, it is hard to get a landlord to agree to allow a pet to live in a rented property. The reason for this may be as simple as the fact that the pet could be noisy, but there are also numerous concerns about […]
July 10, 2015
AgencyWhen Renting Makes More Sense than Buying
Most people dream of owning a home, and most of the time it’s a great investment if you buy when prices are low. However buying a home doesn’t have to be on your priority list, especially for young adults who are fresh out of college and starting to build their career. If you’re debating between buying and renting, here are a few reasons why […]