February 28, 2020
AgencyIs My Home Worth Repairing?
There are times when a home, like a car, is essentially totaled. That is, it would cost you more to repair the home than it would to tear it down and start over. Can You Handle It? There are logistics to consider and numbers to crunch. But here’s what it really comes down to: Are […]
June 7, 2019
AgencyNeglecting Your Home May Cause You to Have No Insurance
Many times, property owners do everything they can to take care of their home. When something happens in this situation, such an accident, it is up to the homeowner to make the repairs. To do so, many contact their home insurance agent to learn about coverage options. Home insurance can help in some situations. However, […]
February 5, 2019
AgencyHow to Dispute an Initial Estimate of Claim Damage
Many people find home insurance works just the way it should. You have a problem that occurs. You file a claim with your insurance agent. The agent gets estimates, determines the cause, and writes a check for the repairs. It does not always go so smoothly, though. In some situations, you may not receive coverage […]
January 11, 2019
AgencyWill Auto Insurance Provide Coverage for a Fire in the Garage?
Fires can occur anywhere in a home or on a property. When it occurs, your priority is to get it out and to minimize the damage. Yet, after this happens, you may need to file an insurance claim. If a fire occurs in the garage, what type of insurance will help you? This depends on […]
October 8, 2018
AgencyDoes Getting a Home Insurance Quote Hurt Your Credit Score?
You may know many home insurance companies check your credit score before providing coverage. They want to know if you are a financially responsible individual. But, if you want to receive quotes from several companies, could this create a problem on your score? Requesting numerous insurance quotes will not impact your credit score. Here’s why. […]
June 4, 2018
AgencyHow to Safeguard Family Heirlooms
From baseball card collections to precious jewels, family heirlooms carry very special value. Sometimes, the item itself does not have a high price tag. It could be a set of old photographs, for example. Yet, it is very valuable to the owner. These items need proper protection. In some cases, this warrants investing in home […]
February 13, 2018
AgencySafeguards Against Burst or Frozen Pipes
A burst pipe in your home is not a good occurrence. It could lead to flooding, property damage and forced abandonment of the home. Oklahoma gets its fair share of winter weather but pipe ruptures could happen at any time of the year. However, during the winter these chances often increase. So, during this cold […]
November 6, 2017
AgencyChimney Fires: How to Prevent Common Risks
There is something nice about a roaring fire in the middle of winter right in the living room. The problem is, chimney fires are very common. According to ctsweep.com, there are 25,000 chimney fires in the United States every year. This cost $120 million in property damage. Your home insurance may cover this. However, it […]
November 17, 2016
AgencyFireplace Maintenance Can Reduce the Risk of Fires.
You likely love to start a roaring fire in the fireplace on a cold winter day. However, every fire in the fireplace comes with a risk of starting a house fire. Fires can even start in chimneys, and spread to the rest of your house. Your homeowners insurance will usually help you rebuild after a fire. Yet, taking […]
November 25, 2015
AgencyWhat is Replacement Cost in Terms of Home Insurance?
What happens if your home becomes a total loss? Perhaps a fire burns it down or a storm rips it apart. Your home insurance policy may cover the incident, but how much money will you get if they do? This is often dependent on what terms are written into your home insurance policy. Many people […]