Blog

October 8, 2018
Agency

Does Getting a Home Insurance Quote Hurt Your Credit Score?

You may know many home insurance companies check your credit score before providing coverage. They want to know if you are a financially responsible individual. But, if you want to receive quotes from several companies, could this create a problem on your score? Requesting numerous insurance quotes will not impact your credit score. Here’s why. […]
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September 13, 2018
Agency

The Most Common Traffic Violations

Common traffic violations occur for many reasons. It may seem like getting a ticket is just a hassle. However, recognizing why certain actions are risky can show the value in making changes. The benefits include helping to keep your auto insurance low. Do you know what the most common violations are and why they tend […]
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August 13, 2018
Agency

Should You Receive Your Life Insurance Claim in a Lump Sum or Payments?

Making decisions about a life insurance claim can be challenging. This type of policy provides a person with funds after the policyholder dies. The funds aim to help the beneficiary to continue to live the lifestyle he or she desires. Yet, there are a few decisions to make. One of them is about how you […]
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July 17, 2018
Agency

Increasing Your Renters Liability Insurance

People who rent homes don’t own their property. However, they still live there. By doing so, they pose risks to others. To protect themselves against third-party harm, most renters will carry renters liability insurance. How much coverage do you need? What are the benefits of increasing your liability limits. Let’s take a look. Getting more […]
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June 4, 2018
Agency

How to Safeguard Family Heirlooms

From baseball card collections to precious jewels, family heirlooms carry very special value. Sometimes, the item itself does not have a high price tag. It could be a set of old photographs, for example. Yet, it is very valuable to the owner.  These items need proper protection. In some cases, this warrants investing in home […]
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May 9, 2018
Agency

Renewing Your Car Insurance? Keep these Ideas in Mind

Most people have to renew their car insurance policy every year. When your enrollment period rolls around, this is a great time to examine your coverage.  If your needs have changed, your policy might need changes as well. Cars are sensitive. They have changing values and uses. Therefore, car insurance is often a complicated item. […]
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April 9, 2018
Agency

Getting Whole Life vs. Term Life Insurance

You want to support the important things in your life as best you can. The financial cushion you provide can often play an important role in your family’s security. But, what happens if you were to die suddenly? Your income would no longer be able to help your survivors.  In these situations, life insurance can […]
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March 12, 2018
Agency

Who Fixes Rental Damage? The Owner or Renter?

When you live in a rental property, you don’t own the home you occupy. That home belongs to someone else—usually the landlord to whom you pay rent. Though you still own your personal property, other belongings might come as part of the home. These might include fixtures, appliances, and of  course the roof over your […]
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February 13, 2018
Agency

Safeguards Against Burst or Frozen Pipes

A burst pipe in your home is not a good occurrence. It could lead to flooding, property damage and forced abandonment of the home. Oklahoma gets its fair share of winter weather but pipe ruptures could happen at any time of the year. However, during the winter these chances often increase. So, during this cold […]
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January 15, 2018
Agency

Protecting Your Car During Winter Storms

Protecting Your Car During Winter Weather Winter storms often contain the force to inflict significant damage to personal property. That’s why those in the path of a winter storm must prepare ahead to keep their property safe. Often, storm preparation involves securing your home, buying provisions and protecting your family. One common asset that you […]
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