December 8, 2017
AgencyLife Insurance for Paying Off a Mortgage After Death
It is common to hear that life insurance can pay off a mortgage loan. The details are a bit less specific. Life insurance provides a payment at the time of death. This is the death benefit. The insurance agency pays a specific person you list on the policy these funds. This is the beneficiary. This […]
November 6, 2017
AgencyChimney Fires: How to Prevent Common Risks
There is something nice about a roaring fire in the middle of winter right in the living room. The problem is, chimney fires are very common. According to ctsweep.com, there are 25,000 chimney fires in the United States every year. This cost $120 million in property damage. Your home insurance may cover this. However, it […]
October 17, 2017
AgencyWorkers’ Compensation for Oklahoma Farm Employees
Commercial farming, even small-scale operations, often requires employing workers in various capacities. Like most workplaces, farms pose damage and injury risks to their employees. In many cases, these injury risks are unique. They might even be more potent because of the nature of agricultural production. The farm might have an obligation to provide these employees […]
September 8, 2017
AgencyTips to Avoid Trucker Exhaustion
Truckers need to be in tip-top shape when they are on assignment. An alert and safe operator can reduce the risks that they will experience an accident. If a trucker cannot function, they may pose accident, property damage and injury risks to themselves and others. Long hours working on the road often lead to trucker […]
August 8, 2017
AgencyPaying for RV Insurance in Oklahoma
Many people in Oklahoma use RVs and similar vehicles to see the sights. The state had 17,653 motor homes and 80,582 travel trailer registered in 2016. When you set out in an RV, you want to protect this often-expensive investment. Carrying adequate RV insurance is important. However, you have to take steps to keep your […]
July 31, 2017
AgencyAcquainting Your Pet With a Rental Home
Pets do pose risks in rental properties. Some renters insurance policies make allowances for pet liabilities. They might cover damages the pet could cause to the property. If your pet bites someone, policies often help you mitigate that damage as well. However, not all renters insurance policies fully cover your pets. In most cases, policies […]
June 23, 2017
AgencyBoating 101 – What you need to know
If you’ve decided to purchase a boat, there are a few things you should know before making your decision. First, you need to decide what kind of boat you want. Are you looking for a small or large boat? Next, ask yourself how you will use the boat. Is this for personal or commercial use? […]
May 25, 2017
AgencyShould You Purchase Collision Insurance for Motorcycles?
Investing in motorcycle insurance is one of the best decisions bike owners make. Like cars, these bikes tend to be valuable and powerful machines. They can be an excellent investment for anyone that loves the open road. Yet, when an accident occurs, you also want to be sure your plan offers outstanding financial protection to […]
April 21, 2017
AgencySafe Land Practices to Prevent Flooding
A variety of resources determine the flood risk that each unique property faces. FEMA and the National Flood Insurance Program are instrumental in establishing local flood risks. Your home, business, or other property does face a flood risk, however minimal. Depending on the amount of risk you face, you may have to buy a certain […]
March 21, 2017
AgencyInvesting in a Hot Rod? Here’s What You Need to Know
Having the right auto insurance for your vehicle is always a good investment. However, you should choose a policy that’s right for the type of vehicle you own. For those that own a specialized vehicle, such as a hot rod, you may need a more than a basic car insurance plan. Rather, you’ll need a […]